Check my eligibility

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You will be asked a few questions about:

• Money you owe
• Your income
• Things you own

You will then be shown your main formal options under the Bankruptcy Act 1966.

There is an additional option called temporary debt protection (or TDP), which provides you with a 21 day protection period from being pursued by unsecured creditors while you seek help and decide how to proceed. It may suit you if you need urgent relief to give you time to consider what your next step will be.

For more information on this option see What is temporary debt protection?

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If you need help managing your debt, you can also:

• Contact the National Debt Helpline on 1800 007 007 to speak with a free financial counsellor
• Visit the ASIC MoneySmart website for tips and tools to help manage debts
• Seek legal assistance
• Find help in your language