Australian Financial Security Authority

Personal Insolvency

Personal debt

Creditor

Owed money

Professional

PPSR

We are the online government notice board of security interests in personal property.

Search the PPSR

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Bankruptcy Register search

You can use the Bankruptcy Register Search (BRS) to check if someone is, or has been, in a personal insolvency proceeding such as bankruptcy.

What is temporary debt protection (TDP)?

If you need time to consider what your next step will be, temporary debt protection (TDP) may suit you.

Consequences of bankruptcy

Although bankruptcy can provide relief if you are unable to repay your debts, there are consequences which may affect you.

Popular pages

Unmanageable debt and insolvency support

Compare your insolvency options

You may have unmanageable debt. The earlier you seek help with your debt, the more informed you’ll be about your options.

Creditor bankruptcy notices

Find out about making someone bankrupt through creditor bankruptcy notices.

My personal details have changed

Have your personal details changed? It is an obligation of bankruptcy to inform your trustee of any contact or personal detail changes.

News

Four people sitting around a desk discussing design ideas

Have your say

10 September 2024

Have your say on our improved website landing pages

Check out our updated landing pages on our website and tell us what you think.

Group of business partners discussing ideas

Have your say

04 September 2024

Have your say – help us to improve the PPSR

Share your feedback on the PPSR. Help us enhance your experience by telling us what works, what doesn't, and how we can make the PPSR better for you.

Media release

08 July 2024

Update to statement of the Official Trustee in Bankruptcy v Kent

The Federal Court in Official Trustee v Kent [2023] FCA 1211 made findings on compensation paid to a former bankrupt.

Media release

05 July 2024

Federal Court Confirms IG Position on treatment of Capital Gains

The Inspector General in Bankruptcy welcomes the Federal Court judgment in Lanning v Commissioner of Taxation [2024] FCA 720.

Statistics

28 June 2024

Provisional personal insolvencies increased in May 2024

Personal insolvencies increased in May 2024, according to new provisional monthly statistics released today by AFSA.

Media release

20 June 2024

AFSA statement on Irina Mekhanikova and Vadim Mekhanikov

AFSA investigation has led to conviction and sentencing of two individuals under the Bankruptcy Act 1966.

I can't pay my debts

Currently Bankrupt

Owed Money

Professionals

About us

AUSTRALIAN FINANCIAL SECURITY AUTHORITY

Personal Insolvency

PPSR

Top AFSA services

Bankruptcy Register search

What is temporary debt protection (TDP)?

Consequences of bankruptcy

Popular pages

Unmanageable debt and insolvency support

News

Have your say on our improved website landing pages

Have your say – help us to improve the PPSR

Update to statement of the Official Trustee in Bankruptcy v Kent

Federal Court Confirms IG Position on treatment of Capital Gains

Provisional personal insolvencies increased in May 2024

AFSA statement on Irina Mekhanikova and Vadim Mekhanikov

Changes to AFSA’s approach to transferring matters

Bankruptcy trustee subject to registration conditions following disciplinary committee findings

Australian personal insolvency laws now apply to Norfolk Islanders

AFSA trials use of Digital Identity for individuals accessing Online Services

Former Senator’s bankruptcy conviction upheld after appeal

Clearly communicating the consequences of bankruptcy: BETA and AFSA report

AFSA seeks feedback on guidance resources

Ex-winemaker convicted and fined after pleading guilty to misusing the PPSR

Victorian woman jailed for serious bankruptcy offences

Australia’s Personal Property Securities Register – AFSA statistics release September quarter 2021